{"id":15711,"date":"2021-09-02T21:38:39","date_gmt":"2021-09-02T21:38:39","guid":{"rendered":"https:\/\/pinkelephantmortgage.com\/?page_id=15711"},"modified":"2021-09-13T23:49:17","modified_gmt":"2021-09-13T23:49:17","slug":"education","status":"publish","type":"page","link":"https:\/\/pinkelephantmortgage.com\/es\/education\/","title":{"rendered":"Educaci\u00f3n"},"content":{"rendered":"<div class=\"tmpl-blog-3 boldgrid-section dynamic-gridblock\" style=\"background-size: auto; background-position: 50% 50%; background-image: linear-gradient(to left, #ffffff, #ffffff); background-repeat: repeat;\" data-bg-color-1=\"#FFFFFF\" data-bg-color-2=\"#FFFFFF\" data-bg-direction=\"to left\">\n<div class=\"container\">\n<div class=\"row\" style=\"background-size: auto; background-repeat: repeat; background-image: url('https:\/\/pinkelephantmortgage.com\/wp-content\/plugins\/post-and-page-builder\/assets\/image\/patterns\/ag-square.png');\">\n<div class=\"col-md-5 col-sm-5 col-xs-12 text-center align-column-center\">\n<p class=\"\" style=\"margin: 20px 0;\"><img loading=\"lazy\" decoding=\"async\" class=\"bg-img bg-img-hexagon wp-image-15800\" src=\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec.jpg\" width=\"400\" height=\"400\" srcset=\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec.jpg 400w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-300x300.jpg 300w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-150x150.jpg 150w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-48x48.jpg 48w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-250x250.jpg 250w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-180x180.jpg 180w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><\/p>\n<\/div>\n<div class=\"col-md-7 col-sm-7 col-xs-12\">\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">What is PMI?<\/h2>\n<p class=\"\" style=\"color: #000000;\">Private mortgage insurance, also called PMI, is a type of mortgage insurance you might be required to pay for if you have a conventional loan. Like other kinds of mortgage insurance, PMI protects the lender\u2014not you\u2014if you stop making payments on your loan.<\/p>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">Can i get this waive?<\/h2>\n<p class=\"\" style=\"color: #000000;\">Yes, with a down of at least 20%<\/p>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">How do i get rid of in ?<\/h2>\n<ul class=\"\" style=\"color: #000000; font-size: 8px; line-height: 1.7em;\">\n<li>\n<h3 class=\"\" style=\"font-size: 17px; line-height: 1.7em;\">Pay down your mortgage<\/h3>\n<\/li>\n<li>\n<h3 class=\"\" style=\"font-size: 17px; line-height: 1.7em;\">Request PMI cancellation&nbsp;<\/h3>\n<\/li>\n<li>\n<h3 class=\"\" style=\"font-size: 17px;\">Refinance<\/h3>\n<\/li>\n<li>\n<h3 class=\"\" style=\"font-size: 17px;\">Reappraise<\/h3>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"row bg-editor-hr-wrap color-1-text-contrast color1-background-color\" style=\"background-size: auto; background-repeat: repeat; background-image: url('https:\/\/pinkelephantmortgage.com\/wp-content\/plugins\/post-and-page-builder\/assets\/image\/patterns\/az-subtle.png');\">\n<div class=\"col-md-4 col-xs-12 col-sm-12\"><\/div>\n<div class=\"col-md-4 col-xs-12 col-sm-12\"><\/div>\n<div class=\"col-md-4 col-xs-12 col-sm-12\"><\/div>\n<\/div>\n<div class=\"row color2-background-color color-2-text-contrast bg-background-color\" style=\"background-size: auto; background-repeat: repeat;\">\n<div class=\"col-md-5 col-sm-5 col-xs-12 text-center align-column-center\">\n<p class=\"\" style=\"margin: 20px 0;\"><img loading=\"lazy\" decoding=\"async\" class=\"bg-img bg-img-hexagon alignnone wp-image-15732 size-medium\" src=\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-300x263.jpg\" alt=\"\" width=\"300\" height=\"263\" srcset=\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-300x263.jpg 300w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-250x219.jpg 250w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-206x180.jpg 206w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-343x300.jpg 343w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7.jpg 400w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<\/div>\n<div class=\"col-md-7 col-sm-7 col-xs-12\">\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">What is Escrom?<\/h2>\n<p class=\"\" style=\"color: #000000;\">Escrow resembles a savings plan set up to accumulate money to pay annual real estate taxes and property insurance when those bills come due. The lender or mortgage holder sets up escrow accounts and collects one-twelfth of the estimated annual tax and insurance fees each month.<\/p>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">Can i get this waive?<\/h2>\n<p class=\"\" style=\"color: #000000;\">Yes, with a down of at least 10% on conventional loan&nbsp;<\/p>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">Why would i do this?<\/h2>\n<ul class=\"\" style=\"color: #000000; font-size: 8px; line-height: 1.7em;\">\n<li>\n<h3 class=\"\" style=\"font-size: 17px; line-height: 1.7em;\">Reduce Closing Cost&nbsp;<\/h3>\n<\/li>\n<li>\n<h3 class=\"\" style=\"font-size: 17px; line-height: 1.7em;\">Reduce monthly payments<\/h3>\n<\/li>\n<\/ul>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">What are the risk ?<\/h2>\n<p class=\"\" style=\"color: #000000;\">The main risk here is if you did not save for the taxes and insurance, you could potentially default. This option is only good for those that are very good at budgeting and saving.&nbsp;<\/p>\n<\/div>\n<\/div>\n<div class=\"row bg-editor-hr-wrap color-1-text-contrast color1-background-color\" style=\"background-size: auto; background-repeat: repeat; background-image: url('https:\/\/pinkelephantmortgage.com\/wp-content\/plugins\/post-and-page-builder\/assets\/image\/patterns\/az-subtle.png');\">\n<div class=\"col-md-4 col-xs-12 col-sm-12\"><\/div>\n<div class=\"col-md-4 col-xs-12 col-sm-12\"><\/div>\n<div class=\"col-md-4 col-xs-12 col-sm-12\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"boldgrid-section\">\n<div class=\"container\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>What is PMI? Private mortgage insurance, also called PMI, is a type of mortgage insurance you might be required to pay for if you have a conventional loan. Like other kinds of mortgage insurance, PMI protects the lender\u2014not you\u2014if you stop making payments on your loan. Can i get this waive? Yes, with a down [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"bgseo_title":"","bgseo_description":"","bgseo_robots_index":"index","bgseo_robots_follow":"follow","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-15711","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Education | Pink Elephant Mortgage<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pinkelephantmortgage.com\/es\/education\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Education - Pink Elephant Mortgage\" \/>\n<meta property=\"og:description\" content=\"What is PMI? Private mortgage insurance, also called PMI, is a type of mortgage insurance you might be required to pay for if you have a conventional loan. Like other kinds of mortgage insurance, PMI protects the lender\u2014not you\u2014if you stop making payments on your loan. Can i get this waive? Yes, with a down [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pinkelephantmortgage.com\/es\/education\/\" \/>\n<meta property=\"og:site_name\" content=\"Pink Elephant Mortgage\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/m.facebook.com\/PinkElephantMortgage\/\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-13T23:49:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/education\\\/\",\"url\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/education\\\/\",\"name\":\"Education - Pink Elephant Mortgage\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/education\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/education\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec.jpg\",\"datePublished\":\"2021-09-02T21:38:39+00:00\",\"dateModified\":\"2021-09-13T23:49:17+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/education\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/pinkelephantmortgage.com\\\/education\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/education\\\/#primaryimage\",\"url\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec.jpg\",\"contentUrl\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/education\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Education\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/#website\",\"url\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/\",\"name\":\"Pink Elephant Mortgage\",\"description\":\"Mortgage Broker\",\"publisher\":{\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/#organization\",\"name\":\"Pink Elephant Mortgage\",\"url\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/Logo-02.png\",\"contentUrl\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/Logo-02.png\",\"width\":4961,\"height\":3508,\"caption\":\"Pink Elephant Mortgage\"},\"image\":{\"@id\":\"https:\\\/\\\/pinkelephantmortgage.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/m.facebook.com\\\/PinkElephantMortgage\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/pink-elephant-mortgage\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCSLcBxzR4eoXVz8IPDRxzQQ\\\/featured\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Education | Pink Elephant Mortgage","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/pinkelephantmortgage.com\/es\/education\/","og_locale":"es_ES","og_type":"article","og_title":"Education - Pink Elephant Mortgage","og_description":"What is PMI? 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