{"id":16041,"date":"2021-09-13T22:53:28","date_gmt":"2021-09-13T22:53:28","guid":{"rendered":"https:\/\/pinkelephantmortgage.com\/?page_id=16041"},"modified":"2022-06-28T18:08:37","modified_gmt":"2022-06-28T22:08:37","slug":"va-mortgage","status":"publish","type":"page","link":"https:\/\/pinkelephantmortgage.com\/es\/va-mortgage\/","title":{"rendered":"VA Mortgage"},"content":{"rendered":"<div class=\"color1-background-color color-1-text-contrast bg-background-color tmpl-media-15 boldgrid-section dynamic-gridblock\">\n<div class=\"container\">\n<div class=\"row\" style=\"padding-top: 20px; padding-bottom: 20px;\">\n<div class=\"col-md-12 col-xs-12 col-sm-12 text-center col-lg-12\">\n<div class=\"bg-video bg-video-3\" data-imhwpb-draggable=\"true\">\n<div class=\"wp-playlist wp-video-playlist wp-playlist-light\">\n\t\t<video controls=\"controls\" preload=\"none\" width=\"640\"\n\t\t height=\"360\"\t><\/video>\n\t<div class=\"wp-playlist-next\"><\/div>\n\t<div class=\"wp-playlist-prev\"><\/div>\n\t<noscript>\n\t<ol>\n\t\t<li><a href='https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/PE_Mortgage_2.mp4'>PE_Mortgage_2<\/a><\/li>\t<\/ol>\n\t<\/noscript>\n\t<script type=\"application\/json\" class=\"wp-playlist-script\">{\"type\":\"video\",\"tracklist\":false,\"tracknumbers\":true,\"images\":false,\"artists\":true,\"tracks\":[{\"src\":\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/PE_Mortgage_2.mp4\",\"type\":\"video\/mp4\",\"title\":\"\",\"caption\":\"\",\"description\":\"\",\"meta\":{\"length_formatted\":\"0:18\"},\"dimensions\":{\"original\":{\"width\":1920,\"height\":1080},\"resized\":{\"width\":640,\"height\":360}},\"image\":{\"src\":\"https:\/\/pinkelephantmortgage.com\/wp-includes\/images\/media\/video.svg\",\"width\":48,\"height\":64},\"thumb\":{\"src\":\"https:\/\/pinkelephantmortgage.com\/wp-includes\/images\/media\/video.svg\",\"width\":48,\"height\":64}}]}<\/script>\n<\/div>\n\t\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tmpl-blog-3 boldgrid-section dynamic-gridblock\" style=\"background-size: auto; background-position: 50% 50%; background-image: linear-gradient(to left, #ffffff, #ffffff); background-repeat: repeat;\" data-bg-color-1=\"#FFFFFF\" data-bg-color-2=\"#FFFFFF\" data-bg-direction=\"to left\">\n<div class=\"container\">\n<div class=\"row color2-background-color color-2-text-contrast bg-background-color\" style=\"background-size: auto; background-repeat: repeat;\">\n<div class=\"col-md-5 col-sm-5 col-xs-12 text-center align-column-center col-lg-5\">\n<p class=\"\" style=\"margin: 20px 0;\"><img loading=\"lazy\" decoding=\"async\" class=\"bg-img bg-img-hexagon wp-image-15800\" src=\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec.jpg\" width=\"400\" height=\"400\" srcset=\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec.jpg 400w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-300x300.jpg 300w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-150x150.jpg 150w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-48x48.jpg 48w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-250x250.jpg 250w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h400fitcrops269c6a374187ebb5ff67841d3d79a6ec-180x180.jpg 180w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><\/p>\n<\/div>\n<div class=\"col-md-7 col-sm-7 col-xs-12 col-lg-7\">\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">What is VA Mortgage and how does it work?<\/h2>\n<p class=\"\" style=\"color: #000000; font-weight: 600;\" data-font-weight=\"600\">The Department of Veteran\u2019s Affairs (DVA) partially guarantees VA loans, which are made to qualified U.S. active duty service members and veterans.<\/p>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">How much can i borrow with VA?<\/h2>\n<ul class=\"\" style=\"font-weight: 600; color: #000000;\" data-font-weight=\"600\">\n<li class=\"\" style=\"color: #000000;\">The entitlement amount is shown on the veteran\u2019s Certificate of Eligibility.\n<ul class=\"\" style=\"font-weight: 600;\" data-font-weight=\"600\">\n<li class=\"\" style=\"color: #000000;\">Lenders will generally lend up to four times the amount of a veteran\u2019s entitlement without requiring a down payment.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">What can i buy with VA?<\/h2>\n<ul class=\"\" style=\"color: #000000; font-weight: 600;\" data-font-weight=\"600\">\n<li>VA loans can have 100% financing on first mortgages for primary residences only.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"row bg-editor-hr-wrap\" style=\"background-size: auto; background-repeat: repeat; background-image: linear-gradient(to left, #000000, #000000);\" data-bg-color-1=\"#000000\" data-bg-color-2=\"#000000\" data-bg-direction=\"to left\">\n<div class=\"col-md-12 col-xs-12 col-sm-12 col-lg-12\">\n<h4 class=\"bg-text-fx bg-text-fx-inset-text\" style=\"margin: 5px auto; letter-spacing: 2px; font-size: 32px; font-weight: 600; color: #ffffff;\" data-font-weight=\"600\">&nbsp; &nbsp; &nbsp;An investment in knowledge pays the best interest<\/h4>\n<\/div>\n<\/div>\n<div class=\"row color2-background-color color-2-text-contrast bg-background-color\" style=\"background-size: auto; background-repeat: repeat;\">\n<div class=\"col-md-5 col-sm-5 col-xs-12 text-center align-column-center col-lg-5\">\n<p class=\"\" style=\"margin: 20px 0;\"><img loading=\"lazy\" decoding=\"async\" class=\"bg-img bg-img-hexagon alignnone wp-image-15732 size-medium\" src=\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-300x263.jpg\" alt=\"\" width=\"300\" height=\"263\" srcset=\"https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-300x263.jpg 300w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-250x219.jpg 250w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-206x180.jpg 206w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7-343x300.jpg 343w, https:\/\/pinkelephantmortgage.com\/wp-content\/uploads\/2021\/09\/ixlibrb-0.3.5q80fmjpgcropentropycstinysrgbw400h350fitcrops378edd98b1864038604e1ec3aba369d7.jpg 400w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<\/div>\n<div class=\"col-md-7 col-sm-7 col-xs-12 col-lg-7\">\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">Am i elegiable?<\/h2>\n<p class=\"\" style=\"color: #000000; font-weight: 600;\" data-font-weight=\"600\">You can send Pink Elephant Mortgage a copy of your DD-214 (Proof of Discharge)<\/p>\n<p class=\"\" style=\"color: #000000; font-weight: 600;\" data-font-weight=\"600\">If they were discharged with a status less than honorable, they may have trouble qualifying for a VA loan.&nbsp;<\/p>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">Is there any PMI or MI on the Loan?<\/h2>\n<p class=\"\" style=\"color: #000000; font-weight: 600;\" data-font-weight=\"600\">No, The VA has no monthly insurance premium&nbsp;<\/p>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">VA&#8217;s One-Time funing fee<\/h2>\n<ul class=\"\" style=\"color: #000000; font-weight: 600;\" data-font-weight=\"600\">\n<li class=\"\" style=\"color: #000000;\">The one-time funding fee that\u2019s paid by the borrower at closing creates a pool of money that makes the partial guarantee possible.\n<ul class=\"\" style=\"font-weight: 600;\" data-font-weight=\"600\">\n<li class=\"\" style=\"color: #000000;\">The funding fee is paid by the veteran and may be added to the loan balance and amortized over the life of the loan.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2 class=\"color1-color\" style=\"font-size: 25px;\">Other Inportant information&nbsp;<\/h2>\n<ul class=\"\" style=\"color: #000000; font-weight: 600;\" data-font-weight=\"600\">\n<li style=\"color: #000000;\">The maximum term for a VA loan is 30 years<\/li>\n<li>The late fee is 4% of the monthly P&amp;I<\/li>\n<li>Sellers may contribute up to 4% of the sale price, plus reasonable and customary loan costs.<\/li>\n<li>A VA appraisal is known as a Certificate of Reasonable Value (CRV) and is performed by a VA approved appraiser who operates on a rotation system.<\/li>\n<\/ul>\n<p class=\"\" style=\"color: #000000;\">&nbsp;<\/p>\n<\/div>\n<\/div>\n<div class=\"row bg-editor-hr-wrap\" style=\"background-size: auto; background-repeat: repeat; background-image: linear-gradient(to left, #000000, #000000);\" data-bg-color-1=\"#000000\" data-bg-color-2=\"#000000\" data-bg-direction=\"to left\">\n<div class=\"col-md-4 col-xs-12 col-sm-12 col-lg-4\"><\/div>\n<div class=\"col-md-4 col-xs-12 col-sm-12 col-lg-4\"><\/div>\n<div class=\"col-md-4 col-xs-12 col-sm-12 col-lg-4\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>What is VA Mortgage and how does it work? The Department of Veteran\u2019s Affairs (DVA) partially guarantees VA loans, which are made to qualified U.S. active duty service members and veterans. How much can i borrow with VA? The entitlement amount is shown on the veteran\u2019s Certificate of Eligibility. Lenders will generally lend up to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"bgseo_title":"","bgseo_description":"","bgseo_robots_index":"index","bgseo_robots_follow":"follow","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-16041","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>VA Mortgage | Pink Elephant Mortgage<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pinkelephantmortgage.com\/es\/va-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VA Mortgage - Pink Elephant Mortgage\" \/>\n<meta property=\"og:description\" content=\"What is VA Mortgage and how does it work? 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