An investment in knowledge pays the best interest – Benjamin Franklin.

Mortgage Categorizes

Mortgage Type

What is a Conventional Mortgages?            

A conventional loan is a loan that is not FHA insured or VA guaranteed and is below a set…Learn More

What is a FHA Mortgage?

The Federal Housing Administration (FHA) is a government organization within the…Learn More

What is VA Mortgage and how does it work?

The Department of Veteran’s Affairs (DVA) partially guarantees VA loans, which ar…Learn More

What is a Jumbo mortgage?            

Jumbo Mortgage…Learn More

What is a USDA Mortgages?

USDA mortgage…Learn More

What are VA streamline – IRRRL’s?

VA IRRRL…Learn More

FAQ

most common denial reason?   

Most common denial reason…Learn More

Should I refinance or wait?

Should I refinance and…Learn More

What about my student loans?

What about my Student loans…Learn More

Opening other  lines of credit when buying a house?

Opening lines of credit when buying a house…Learn More

FHA or convention  – Which one  is right for me?

FHA or convention and…Learn More

Why shouldn’t I move money when buying?

Why shouldn’t I move my

money around…Learn More

Can i buy and sepening lines of credit when buying a house?

can-i-buy-and-sell-at-the-same-time…Learn More

Mortgage Basics

What is PMI and How do i get rid of it?            

PMI stands for and …Learn More

What  is a 1031 exchange?

1031 exchange and…Learn More

What is debt to income ratio?

debt to income and …Learn More

What is a discount point?            

what-are-discount-point…Learn More

How does escrow work ?

how-does-escrow-work…Learn More

What is a Free Annual Credit report?

free-annual-credit-reports…Learn More

What are gift funds – who can give them?

what-are-gift-fundsand …Learn More

What is an Escrow cushion?

what-is-an-escrow-cushion…Learn More

liabilities and what can be excluded?

what-are-liabilities and…Learn More

What are reserves and how much do i need?       

what-are-reserves…Learn More

What is title insurance for ?

what-is-title-insurance…Learn More

What is a survey and do i need to get one?

what-is-a-survey and do i need one…Learn More

What is hazard insurance?          

what-is-hazard-insurance…Learn More

Pre-Qualified Vs. Pre-Approved ?

pre-qualified-vs.-pre-approved…Learn More

What is equity and how can i built it?

how-is-equity-build-and-what-is-it…Learn More

What is FHA MI and can i get rid of it?            

what-is-fha-mi and can i get rid of it…Learn More

do I really need a home inspection?

do-i-really-need-a-home-inspection…Learn More

What if i have a Co-Borrower?

what-if-i-have-a-co-borrower…Learn More

How do i read a loan estimate – section by section?           

what-is-fha-mi and can i get rid of it…Learn More

How do lenders analyze my credit score number?

what-is-my-credit-score-and-w…Learn More

What is Up Front Mortgage Insurance Premium?

how-do-i-read-a-loan-estimate…Learn More

The complete Mortgage Process?            

the-complete-mortgage-process…Learn More

Mortgage Intermediate

Interest rate Vs. APRt – which one is more inportant?            

interest-rate-vs-apr and…Learn More

What is underwriting fee and do i have to pay?

what-are-underwriting-fee…Learn More

Lien theory Vs. Title theory – How a Lien works in Florida?

what-are-liensand as…Learn More

What is a deed?            

what-is-a-deed…Learn More

do Is the LTV ratio?

what-is-ltv ratios…Learn More

late charges?

how-are-late-…Learn More

What  is FHA streamline refinance?            

fha’s-streamline-refinance-program…Learn More

What  is rate lock?

what-is-locking-a-rate…Learn More

self employed?

getting-financed-when-self-employed…Learn More

Do i need flood insurance?            

do-i-need-flood-insurance…Learn More

Can i get a loan for a manufactured home?

can-i-get manufactured-home…Learn More

Fix Vs. Adjustable rate?

fix-vs-adjustable-rate…Learn More

What is sweet equity?            

sweet equity…Learn More

Can i use rental income to qualify?

how-can-i-use-…Learn More

What is a letter of explanation (LOX)?

how-can-i-use-…Learn More

What is power of attorney?            

what-is-power-of-attorney…Learn More

Mortgage Advanced

What is a short sale?            

what-is-a-short-sale…Learn More

What is the right of reciession?

what-is-right-of-rescission…Learn More

Why do i have a new lender?

why-do-i-have-a-new-lender…Learn More

What is delayed financing?            

what-is-delayed-financing…Learn More

do I really need a home inspection?

what-is-assets-as-income…Learn More

What is a home inprovement refinance?

what-is-a-home-improvement-refinance…Learn More